Mortgages

Where a mortgage borrower also has savings, by giving up the interest on those savings he or she can reduce the amount of interest they pay on their mortgage debt.

The interest on the loan will neither rise nor fall for a pre-determined period of time. Although the monthly repayments will stay fixed, if interest rates fall, the borrower could potentially end up paying more than he or she would on another type of mortgage.

The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost.

A significant advantage to being a first-time buyer is that there is no chain, making a first-time buyer more appealing to sellers. As we have access to many lenders, we are well-placed to assist you

Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than you currently have, or want to restructure the terms of your current loan, we can help.

Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.

If you’re looking to buy a new home, then talking to us could be the best move you make. You see, we provide an independent mortgage service where you can access hundreds of different mortgages from a wide range of different lenders all under one roof. Help to Buy, Fixed rates, trackers and 5% deposit options - we have access to them all and provide tailored advice to help you get the right option for you.